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Nicola.j
Junior Member

United Kingdom
267 Posts

Posted - 11 September 2009 :  10:08:51  Show Profile  Reply with Quote
Hello everyone

I am discharged today automatically and would just like to thank everyone for help received and to anyone with any doubts do it ,it is the best thing you can do.

Couple of questions

1.does the register get updated today or tomorrow?

2.What should i do now in regards to credit files etc.


Many thanks

x

Housing
Senior Member



United Kingdom
1399 Posts

Posted - 11 September 2009 :  10:14:13  Show Profile  Reply with Quote
Hi

Congratulations - enjoy a wonderful debt free life

I am not sure on th answers, but someone will post soon - I just wanted to share your wonderful news x
regards, Richard

"There are no problems - only solutions..."
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gettingoutofdebt
forum expert



2418 Posts

Posted - 11 September 2009 :  11:50:43  Show Profile  Reply with Quote
Congratulations on the discharge!

The register should be updated on the day you are discharged so have a look - http://www.insolvency.gov.uk/eiir/. If it still shows you are BR then wait a couple of days and check again. If you are still shown as BR there is a 'Report Error' button at the bottom of the page. Don't forget to print out a couple of copies showing you are discharged in case creditors need proof in the future.

Have a look at http://forums.moneysavingexpert.com/showthread.html?s=cb2f11b2c3b30cb86f39aa7acf342114&t=677875 as this will show you how to clean up your credit file. There is no need to rush as it will take another 5 yrs for the debt included in your BR to fall off your credit file.

Edited by - gettingoutofdebt on 11 September 2009 11:51:08
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 11 September 2009 :  11:53:40  Show Profile  Reply with Quote
Congratulations!

Your name will stay on the register for a further 3 months from your date of discharge. Make sure you print off a copy of the entry on the register showing that you are discharged.

You can write to all your creditors asking them to mark your credit file as satisfied or partially satisfied. If you have a look at my blog there is a template letter and information about how to do this.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

26 IPA payments made, 10 to go - on the home straight!
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Nicola.j
Junior Member

United Kingdom
267 Posts

Posted - 11 September 2009 :  12:59:10  Show Profile  Reply with Quote
Thanks for your good wishes.I just looked under status and it does say discharged today.

Thanks
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wellerchic
wellerchic



135 Posts

Posted - 11 September 2009 :  19:50:54  Show Profile  Reply with Quote
Congratulations and best wishes for the future

G x

There is light at the end of the tunnel, I can actually see it !!!!
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