Just been declaired bankrupt and having trouble getting some sort of account where my wages can go into and my benefits. Unfortunately I owed two of the major banks money and Halifax won't even touch me and cancelled my account... The post office account is suitable but i have to keep at least £100 pounds in there which at the moment i'm not in a position to. Also i was told that Coop is good my my nearest store is 20 miles away... Any ideas?
You can open a basic bank account anywhere - provided they are not linked to your creditors. The Co-op Bank basic account you can open online which eliminates the problem of it being 20 miles away. The Co-op are recommended on the ite due to their pro stance on bankruptcy - some banks will not allow and account if you are an undischarged bankrupt. Another bank which allows a basic accounts with bankrupt's is the HSBC though I have no personal knowledge of this account some people on the forum have been able to open one
Natwest do a very good 'step' account - and Barclays also, your choice depends on who are debts are with
Hope this helps
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk
Another option is the pre pay card such as Tuxedo (look up online) you can have your salary paid direct onto the card and then use the card wherever there is a visa sign. Go onto moneysupermarket.com and type in pre-paid cards and have a look
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk
Just been declaired bankrupt and having trouble
Posted - 24 September 2009 : 14:17:46
