Just updating. Had my OR telephone interview this morning and it went very well. Very nice man who did ask some probing questions but only really about the house sale money we had 2 and a half years ago. On my outgoings he gave me an extra £80 a month for holidays and was happy with the rest. My IPA is way lower than I was expecting so I am very happy and finally feel its just about all over. Have sent off copies of my BO to creditors which also seems to have helped. Thank you so much to this forum I dont think I could have done it without you. If I can help anyone else feel free to ask.
So glad for you MrsR!! Well done. They have to be probing but sounds like they were very fair and also understanding too to allow you with more than you put down. Fabulous. I have done a chart for myself which I mark off each week of BR and each month of IPA and not that I want to wish my life away it looks good. It is my half-year anniversary today in fact of BR! Another half-year to go, unless I get early release??? You never know. Good luck. Rosie