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 Hi,If you have over £99.00 disposable income		  New Topic  Reply to Topic
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cpharo
New Member

United Kingdom
58 Posts
Posted - 19 October 2009 :  17:12:08  Show Profile  Reply with Quote
Hi,

If you have over £99.00 disposable income left, what is the percentages that the OR would take for an IPA?

Niobe
Administrator



United Kingdom
4590 Posts
Posted - 19 October 2009 :  17:54:28  Show Profile  Reply with Quote
Hi,

I believe it is between 50 and 70%.

The glimmer gets brighter all the time

Jan
xx
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gettingoutofdebt
forum expert



2418 Posts
Posted - 19 October 2009 :  18:23:29  Show Profile  Reply with Quote
The percentage the OR can take for an IPA depends upon the excess:

Between £100 and £249 = 50%
Between £250 and £349 = 60%
Between £350 and £499 = 66%
£500 or more = 70%

70% is the max the OR can take so even if you have £2000 DI the OR can only take 70%.
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xmas baby
Average Member



537 Posts
Posted - 20 October 2009 :  10:09:26  Show Profile  Reply with Quote
Hi cpharo,

I pay 66% of my disposable income into an IPA, which works out at £241 per month.

xmas baby
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