Hi All. I went BR in March and received ED in October. I understand that the credit agencies (experian, etc.) should mark my debts as satisfied or show £0 balances. They still show as defaulted and how much is owing. I understand that the creditors should update the imformation but when do they do it? Does the OR tell them I am discharged or do I have to tell them, as they used to ignore my letters and pass me to debt collectors. Can anyone advise how I go about this and try to clean my credit up a little. I know the file still says I was made BR, but every little helps as they say!