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andy b
Junior Member
267 Posts |
 Posted - 02 December 2009 : 20:15:46
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i was made bankrupt jan 9th 2009 so just over a month from now it will be the full 12 months, does that mean i shall be automatically discharged or at the 11th hour can they ask for more payslips and bank statements to be fully satisfied?
i haven't had that much contact with the OR, about 7 months in i received a letter saying an early discharge may be possible but i guess my creditors didn't agree as i didnt hear anything else
regards,
andy
ps i have had a great year, no desire for any credit cards/loans etc, just happy living a debt free life.
pps wife left me in january also - yippee!!!! |
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debtinfo
forum expert
2826 Posts |
Posted - 02 December 2009 : 20:32:50
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| they could ask for more stuff but unlikely at this late stage |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 02 December 2009 : 21:10:02
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Hope that your last lap is trouble free and here`s to a very happy 2010 for you and yours, Richard
"There are no problems - only solutions..." |
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Srrs
Starting Member
33 Posts |
Posted - 02 December 2009 : 22:01:06
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Just wanted to say your pps made me laugh!!
Well done - not long to go now.
x |
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andy b
Junior Member
267 Posts |
Posted - 04 December 2009 : 20:36:11
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sorry to bump but going back to my original question -
if i dont hear anything between now and jan 9th 2010 does that mean legally i have been discharged?
thanks
andy |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 04 December 2009 : 20:39:07
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Yes, if you hear nothing between now and Jan 10th you are discharged. Fingers crossed you don't hear!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
29 IPA payments made, 7 to go - in single figures! |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 05 December 2009 : 09:22:19
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Hi Andy
some OR's write to you others think about writing to you
can i suggest that you keep visiting the insolvency website, that will be updated sooner than you receiving a letter.
Andy If you are panicing about an 11th hour approach, they do not have many days to contact you, once you have taken off weekends, bank holidays Xmas shut down
http://www.insolvency.gov.uk/eiir/
regards Richard |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 05 December 2009 : 09:37:35
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If you are automatically discharged you won't receive a letter from the OR. The insolvency register will update to show you as discharged so make sure you print off a copy as most creditors will accept this as proof of discharge.
After 3 months of showing discharged your name will drop off the register completely.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
29 IPA payments made, 7 to go - in single figures! |
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almost over but was wondering.....
