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mick1972a
Junior Member
235 Posts |
 Posted - 03 December 2009 : 16:24:56
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Hi I have just found out I was discharged on the 30th November. Thanks everyone that has helped with all the questions I had to ask along the way and I hope I can help others who are just starting out.
We went BR on the 31 April this year and recieved our Early Discharge Application on the 14th Sept. My wife was discharged a couple of weeks ago and I found out today about mine.
It has all been quite straight forward along the way (with help from this site) and at times worrying but looking back it all ran really smoothly and all went as expected. We did not get an IPA so now I guess we can look forward to being debt free FOREVER, no more credit ever for us.
So if your thinking about this route then ask lots of questions and you should have no unpleasant suprises.
I will be hanging around to help as much as I can as have loved it when I have been even the littlest of help to someone cos I know how much relief it is when you get an answer to you worry or question.
Once again I cant thank you all enough, thanks
Mick |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 03 December 2009 : 16:53:46
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Congratulatiobns to you, what good news and a great way to end the year! Here's hoping 2010 is less stressful for you!
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
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charlie44
Junior Member
231 Posts |
Posted - 03 December 2009 : 17:08:36
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Well done Mick, good luck for the future..
Life`s Tragedy is that we get old too soon
and WISE too late! |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 03 December 2009 : 17:20:51
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congratulations Mick
FREEEEEEEDOM
what OR area are / sorry WHERE you ?
appears to be a great deal of variation across country as per time scales |
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mick1972a
Junior Member
235 Posts |
Posted - 03 December 2009 : 17:25:12
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Thanks everyone. Im in Newcastle Richard, our case was tranfered to Leeds and then to the RTLU in Middlesborough.
Mick |
Edited by - mick1972a on 03 December 2009 17:25:57 |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 03 December 2009 : 17:29:39
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Good luck to you for 2010 and to your family
Regards, Richard
"There are no problems - only solutions..." |
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averagejoegoesbankrupt
Starting Member
United Kingdom
28 Posts |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 04 December 2009 : 20:36:23
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Congratulations and good luck for the future x
Average Joe, don't worry, it goes really quickly - I didn't get ED and the 12 months flew past. I also can't believe I've only got 7 more payments to make!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
28 IPA payments made, 8 to go - in single figures! |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 05 December 2009 : 18:34:05
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Well done Mick - good luck for the future.
The glimmer gets brighter all the time
Jan
xx |
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shazzles
New Member
79 Posts |
Posted - 10 December 2009 : 23:11:20
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| Just wanted to say well done! I too got my early discharge on 16th November, and I, like yourself do not have an IPA either so its totally debt free from now on...cheers! |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 10 December 2009 : 23:59:39
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Shazzles,
Good luck to you and yours for a debt free life for 2010 and to infinity and beyond...
Regards, Richard
"There are no problems - only solutions..." |
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shazzles
New Member
79 Posts |
Posted - 11 December 2009 : 07:41:16
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| Thankyou so much Richard :) |
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Discharged Today
