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 BR date booked today!
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buzzrock
New Member



72 Posts

Posted - 04 December 2009 :  20:29:40  Show Profile  Reply with Quote
Our date for BR is on 5th January!

We need to open a Co-op Cashminder account, should we do it now?
Will they swap over direct debits etc or will we have to cancel them and set them up again ourselves?

Also, are you allowed the internet and mobile phones while BR? (we have a contract with vodafone)



*~* I wish I had a magic wand *~*

theguvnor
Junior Member



100 Posts

Posted - 04 December 2009 :  20:47:21  Show Profile  Reply with Quote
hello,

good luck for the 5th !!! lets hope 2010 is a new beggining for you.

cashminder will take about two weeks to set up and with xmas approaching u should get the ball rolling. u dnt need to put the new co-op a/c on your soa so it wont get frozen.

mobile up to £30 is ok (usually) internet may not be unless part of tv/phone package

good luck and try not to worry.
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buzzrock
New Member



72 Posts

Posted - 04 December 2009 :  21:01:13  Show Profile  Reply with Quote
Thanks Guvnor

Is £30 mobile allowance for each person?

We do have internet/phone/tv as a package so will hopefully be allowed to keep it.



*~* I wish I had a magic wand *~*
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 04 December 2009 :  21:41:17  Show Profile  Reply with Quote
Hi

the telephone bill for the house is usually £58.
This is for all the telephone requirements & internet.

If you need internet for work or for childrens schooling then it is usually an allowable expense.

Mobiles in addition to the £58 are usually not an allowable expense ( and therefore need to be paid for out of disposable income ) unless it is a requirement of work or for safety reasons.

Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com

Real People ..... Real Debt Solutions
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 04 December 2009 :  22:34:25  Show Profile  Reply with Quote
Good luck for thr best year in your life - 2010 - free of the stresses and straings and free of debt too.

Keep it that way buzzrock, If there amy issues on the housing front - will try to assist as previously with cyber advice, but you appear to be OK at that aspect now, Regards, Richard

"There are no problems - only solutions..."

Edited by - Housing on 04 December 2009 22:35:39
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 05 December 2009 :  18:35:22  Show Profile  Reply with Quote
Good luck buzzrock

The glimmer gets brighter all the time

Jan
xx
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buzzrock
New Member



72 Posts

Posted - 08 December 2009 :  14:14:49  Show Profile  Reply with Quote
Thanks guys

We pay £35 for broadband/phone/internet but we pay £75 to vodafone for 4 contracts for myself and 3 daughters so I know they can always get in touch, I will be able to get this down to £60 but not until the contract is up for renewal. Will this be allowed?

I have just opened a coop cashminder account over the phone, we just need to send copies for proof of ID and address. The lady I spoke to was really helpful and said there are so many people ringing up to open an account who are going BR!

Another question...we stopped paying our gas/elec for the old mortgaged property when we moved out (which we are in arrears with) and are putting what we owe into the BR.
We havn't told them our new address or that we are going BR, do I need to and will our new suppliers need to be informed?

*~* I wish I had a magic wand *~*

Edited by - buzzrock on 09 December 2009 11:43:23
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