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pbs106
Starting Member
28 Posts |
 Posted - 31 December 2009 : 18:09:38
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I intend to go BR in February 2010 and I will be opening a Cashminder account next week. Do I have to tell the Co-op Bank that I am going to be made BR |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 31 December 2009 : 18:33:56
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You don't have to tell them, but they usually ask if you are bankrupt or intending to file for bankruptcy, as many people who opt for this account do so with CCJ's or intended bankruptcy action. They have no problem with this, and are only to happy to offer basic banking provision for people seeking bankruptcy as a solution.
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 31 December 2009 : 19:08:43
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Hi pbs,
Welcome to the forum.
I simply wanted to say I opened a Cashminder Bank Account with the Co-op in May this year when I filed for BR. They are one of the few banks that are BR friendly.
I cannot praise them enough. Their staff in the branches are polite and courteous as are the staff I have spoken to in their offices.
I am sure they will look after you and good luck with your BR - post back the site and its contributers will make you welcome.
Happy New Year to you and yours, Richard
"There are no problems - only solutions..." |
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pbs106
Starting Member
28 Posts |
Posted - 31 December 2009 : 19:41:41
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| Many thanks to you both for the info. Peter |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 31 December 2009 : 23:28:35
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| Just to echo the above posts, the Co-op are fantastic with BRs. There was no problem with me opening an Cashminder account 2 weeks prior to BR and I did say that I was planning to declare BR when I opened the account. The only thing I would add is that it can take up to 14 days (or maybe more now) to open an account so this is something that should be taken into account with time-scales when planning a BR. |
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pbs106
Starting Member
28 Posts |
Posted - 01 January 2010 : 04:19:27
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| Thank you, I will open it straight away. Peter |
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amyc
Junior Member
113 Posts |
Posted - 02 January 2010 : 14:12:11
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| I cannot oraise the co operative staff enough, we were very honest when they asked why we were opening the account and it was not a problem. only problem was that we were not allowed a savings account with them. credit agency refusedm it, which really confuses me. |
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debtinfo
forum expert
2826 Posts |
Posted - 02 January 2010 : 15:06:57
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| its one of those things, although i believe that Yorkshire bank will let you have a savings account, but not a current account |
Edited by - debtinfo on 02 January 2010 15:07:26 |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 04 January 2010 : 19:19:39
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Hi PBS
I told CoOP about my impending BR when i opened the account. they were very helpful
I have also transfered my home and car insurance to them as some of the other companies have sub text about not allowing BR to have policies with them
regards and good luck next month Richard |
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pbs106
Starting Member
28 Posts |
Posted - 05 January 2010 : 17:21:25
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| Many thanks Richard |
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Topic |
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Co-op Cashminder Account
