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m88
Junior Member
159 Posts |
 Posted - 04 January 2010 : 16:27:07
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| Up for possibly ED,case with RTLU,got a letter from a creditor ,rang and told them im BR, they took my number and said they would look into it,rang RTLU and told to send letter to them to sort out-could this have any effect on possibly ED-thanks |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 04 January 2010 : 16:53:18
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This won't have any effect on a possible ED but will be a case of one department of the creditor's business not talking to another.
The OR would have contacted the creditors within the first 3 months of your BR. I received ED in November but am still receiving monthly credit card e-statements from Tesco and Abbey bank statements showing my account is OD! |
Edited by - gettingoutofdebt on 04 January 2010 16:53:36 |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 04 January 2010 : 16:58:05
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I'm not surprised that you're getting statements from Tesco Gettingoutofdebt - they told me they don't recognise BR!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
30 IPA payments made, 6 to go - the end is in sight! |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 04 January 2010 : 18:35:27
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| Yeah, I am not surprised with either of them to be honest. Although to be fair to both companies, neither of them called me when I stopped paying my bills in preparation for BR. I can see that when I clean up my credit file I will need to report these two to the Information Commissioner as I doubt they will bother updating the file and I can see from your blog that Tesco haven't with you. |
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debtinfo
forum expert
2826 Posts |
Posted - 04 January 2010 : 18:59:41
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| just thinking about this, The creditors have a legal responsibility to send yearly statements to you whilst you owe the debt. Whilst you are undischarged they can send you a statement but they cannot ask for repayment. Once discharged they should no longer send you any ststements either as the debt has been discharged |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 04 January 2010 : 19:11:02
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| Thanks debtinfo - I will be falling off the Register in Feb so am leaving it until then before I start to clean up my credit file. No doubt I will be bashing heads with Abbey and Tesco then. |
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Up for possibly ED,case with RTLU,
