We were both on the phone for about 45 minutes each and the OR was a really nice man. He went through everything on the forms with us and wanted to know what we spent loan/credit card money on and the last date we used them.
He said he will be taking the car which we expected, it's not worth much but my husband has a vehicle for work and I don't drive.
Everything was straightforward and I can't believe it's all over, I'm so used to having something to worry about!
Thanks to all for all your advice on here, I will defo keep reading and posting