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 I was made bankrupt in march 08. Will my only delinquent account disappear in June ?
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Starting Member

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Posted - 30 January 2014 :  17:30:22  Show Profile  Visit Gary.cp's Homepage  Reply with Quote
I was made bankrupt in march 08, and because I was unemployed for 6 months after, the bankruptcy was cleared oct 08. The building society I was using closed my account with me owing £3oo.This is the only delinquent account I've got on my credit report, and it will be 6 years old in June. Will this disappear from my credit report in June?Being a builder, I can't get any accounts with suppliers who do credit checks on me.


United Kingdom
4590 Posts

Posted - 30 January 2014 :  17:45:09  Show Profile  Reply with Quote
Hi and welcome to the forum.

Is it showing a default at all? Have you checked with the credit reference agencies?

What you may need to do is send off a copy of your discharge and get it removed.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant

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forum expert

United Kingdom
2211 Posts

Posted - 30 January 2014 :  17:59:13  Show Profile  Reply with Quote
If the last default date is no later than your bankruptcy court date, then yes it will drop off at the 6 year mark.

As Niobe has suggested, you will need to check your credit reports.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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