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 I declared bankruptcy in 2008. Just had a letter from company who bought a debt .
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Starting Member

United Kingdom
2 Posts

Posted - 31 March 2014 :  18:54:30  Show Profile  Reply with Quote
I declared bankruptcy in 2008, I might have forgotten to enter a small debt maybe from around 1998, recently had a letter from mk rapid recoveries stating they bought debt in my name from shop direct finance company on 4th October 2010, this is over 6 years ago surely covered by statute barred, but also would my 2008 bankruptcy order cover me in regards of this, though I may have missed it from my debtors petition. thanks


United Kingdom
4590 Posts

Posted - 31 March 2014 :  19:12:10  Show Profile  Reply with Quote
Hi and welcome.

It would have been covered by your BR but it should also be statute barred by this time as long as you don't acknowledge the debt.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant

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forum expert

United Kingdom
2211 Posts

Posted - 31 March 2014 :  19:48:25  Show Profile  Reply with Quote
Hi, yes it will be covered by your bankruptcy regardless of whether you included in on your paperwork.

If they hassle you, send them a copy of your bankruptcy order.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Starting Member

United Kingdom
2 Posts

Posted - 31 March 2014 :  21:05:58  Show Profile  Reply with Quote
many thanks everyone for your help and advice.
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