I have taken advice and have been told that Bankruptcy is my best option
The only thing that is holding me back is the favouritism to creditors issue.
I have consistently borrowed money from friends and family to help me to get by. These are generally small loans (£50 or less) but some have been for hundreds to pay bills.
All of my loans to friends have been repaid but I am afraid that the OR will consider this favouritism to creditors and try to demand the money from my friends and family.
My friends are telling me that I'm over thinking things and that the OR would not spend time looking through my statements to follow the pattern and work out how much I have repaid to each friend to try and get the money back from them.
Can you clarify what happens in this situation please
If you were keeping up your repayment to your other creditors at the time, then you've done nothing wrong. Also, if you didn't know you were going to go bankrupt at the time of repaying them, then, again, you've done nothing wrong. The OR is looking to see if you've deliberately paid friends/family off to avoid them being included in the bankruptcy.
If it's only small amounts, here and there, it's unlikely that the OR would pursue your friends and family for the money back.
I suggest you chat it all through with an expert though.