Are you on any benefits at all? This could mean the fees are reduced.
How much are your debts? There could be other solutions available to you.
Speak to an expert - the initial advice is free and we do have experts on the forum. Their contact details can be found via the expert link on the left hand side of the page.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant