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Starting Member

49 Posts

Posted - 24 January 2015 :  06:50:47  Show Profile  Reply with Quote
hi all, just a quick post to say my 6 years of bankruptcy ended on the 20th of jan this year!!!! I noticed my credit score has gone up from very poor to poor

the report still shows some of my default/delinquent accounts and I wondered who do I contact to get these removed?

hope everyone is coping ok with their circumstances, please dont forget the BR does help, even if you dont believe that yet.

take care everyone.


United Kingdom
4590 Posts

Posted - 24 January 2015 :  08:50:20  Show Profile  Reply with Quote

Glad to see that your BR has gone. Any defaults should go back to the date of the order and should now be gone. You need to contact the data controllers at these firms, explain what has happened and tell them to remove the defaults.

Did you print off a copy of your discharge? If so then I would send a copy of that to them all.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant

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forum expert

United Kingdom
2211 Posts

Posted - 27 January 2015 :  07:56:18  Show Profile  Reply with Quote
Brilliant news about your BR dropping off.

As Niobe has said, you need to write to the data controllers of each creditor, the addresses should be in your credit report.

Good luck.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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