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 BR seems the only option
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Starting Member

United Kingdom
1 Posts

Posted - 28 April 2015 :  14:17:49  Show Profile  Reply with Quote
Hello All,
I have been in Debt management for 79 months and have not missed a payment, I owe a six figure sum to 7 creditors, but the big one is NRAM, I offered a very small final payment which was (as expected ) declined. BR seems the only option. Like everyone I have a unique set of circumstances, and need a really good expert to analyse my exact financial position and advise me on the next steps. I have recently had advice from the CAB Debt specialist, but they cannot guarnetee my wife will not lose our home. Even though it is in her name. This is just one of many questions I have for a specialist. Including directorship, personal finances and expected inheritance, among other topics. I really need a complete expert, maybe an ex-Bankruptcy receiver. I would appreciate any feedback. Regards Paul


United Kingdom
4590 Posts

Posted - 28 April 2015 :  14:31:19  Show Profile  Reply with Quote
Hi and welcome.

Have you thought about doing an IVA? It might be an option and your home should be safe.

Have a word with Viki who is the expert on here. The advice is free and she may be able to help you.

Who have you been doing your DMP through?

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant

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forum expert

United Kingdom
2211 Posts

Posted - 28 April 2015 :  16:19:03  Show Profile  Reply with Quote
Hi, I agree you need specialist advice, there may be other options.

What advice have you received from the CAB?

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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