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 Declared bankruptcy May, 2004. Discharged Oct 2004. Do I have to pay PPI to court ?
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Starting Member

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Posted - 01 November 2015 :  07:15:43  Show Profile  Visit margaret.d's Homepage  Reply with Quote
Declared myself bankrupt May, 2004. Discharged October, 2004. Do I have to pay PPI refund to court after 11years ?

forum expert

United Kingdom
2211 Posts

Posted - 01 November 2015 :  08:36:26  Show Profile  Reply with Quote
Hi, if the PPI was taken out before your bankruptcy in May 2004 then yes, it would go to the official receiver. You can contact the OR and ask if it is an asset that they will claim.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Starting Member

2 Posts

Posted - 01 November 2015 :  10:33:10  Show Profile  Visit margaret.d's Homepage  Reply with Quote
The PPI cheque is from one of my creditors in the bankruptcy. Does the refund go back to them or to the court. I was told that after 6 years everything was finished. It is ironic that after the stigma following bankruptcy it is still with you after 11 years and would appear you are never free of it despite now being 70, with basic pension and attendance allowance for ill health. Thank you for your prompt reply.
M A Young

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United Kingdom
4590 Posts

Posted - 01 November 2015 :  10:44:41  Show Profile  Reply with Quote
It's the same with an IVA - if the PPI was for a debt included then it will go back to the creditors.

Do speak to the OR as Viki advises. It may well be that they won't be interested and that you can keep it.

Fingers crossed!!

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant

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