You can get some advice on here if you give us a few more details but I recommend that you have a chat with Viki Warbrooke, our BR expert whose details can be found under the experts link on the left hand side of the page.
How much is your debt? Do you have any assets that would need protecting?
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant