hi my husband and I have debts of £22600 with 5 creditors, our total income is £2597 a year, firstly what is classed as acceptable expenditure as I pay for counselling and child care but haven't kept any receipt's, is bankruptcy worth going for?
As someone who did it and never looked back I would say yes it's definitely worth it. Everyday things are allowed so those will be fine. But the Official Receiver will tell you if otherwise after your 15 minutes of fame in court.
I totally agree with Viki that you should check all the options. She is there to help with free advice. Give her a call.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant