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 I have 8 months left of my IPO.
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Starting Member

1 Posts

Posted - 24 May 2016 :  02:28:21  Show Profile  Visit Lindsey.w's Homepage  Reply with Quote
I have 8 months left of my IPO I went bankrupt in 2014 was discharged in 2015i have since found out I'm pregnant and I am living in a one bedroom flat my mum ha 2 spare rooms and said I can move in with her and pay half the bills for the house how would this work for my IPO as I wouldn't have any direct debits goin out just a standing order to my mums account....


United Kingdom
4590 Posts

Posted - 24 May 2016 :  08:58:24  Show Profile  Reply with Quote
Hi and welcome,

Will it make any difference to your income and expenditure if you move in with your mum?

Could you hang on until the IPA is finished? I know it's not ideal but a small baby would be sleeping in your room anyway for a while.

Congratulations by the way!!

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant

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forum expert

United Kingdom
2211 Posts

Posted - 24 May 2016 :  19:57:47  Show Profile  Reply with Quote
Hi Lindsay,


When will you be taking maternity leave? It could be that your IPO will reduce or stop then depending on your surplus.

Just inform the official receiver that you've moved in with your Mum and what you're paying her, as long as it's a reasonable amount it will be fine.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy or debt relief order applications, please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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