Your so much like me, i hate to haggle or have confrontations. I have to know that if i am going to have to do that then the information that i am armed with needs to be correct otherwise i just crumble and give in.
You should feel so proud of yourself its great that now you can finally start to reap the rewards and get on with your new life. And i for one would like to say a very big well done and let us know how it all goes :-)
Oh and its ok to Ramble we all do it and i thinkit makes us better people ;-)
Take care my friend
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called: