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sott1967
New Member
United Kingdom
67 Posts |
 Posted - 04 February 2009 : 08:07:24
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| any more thoughts please anyone ?? |
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Jane.l
Average Member
511 Posts |
Posted - 04 February 2009 : 08:48:11
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All I can say is , the OR has dealt with thousands of bankruptcy cases and I guess a lot of them have gambling involved.
In my opinion, a BRO/BRU would not matter to me one jot if I had got one, it would not have affected my life in anyway as I have no intention of getting credit ever again and it would not affect my job in any way. I really don't think a BRU/BRO is such a big deal TBH. I can easily say that though as I did not get one, my more major concern was not getting an IPA, I would rather have had the BRO than an IPA  |
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sott1967
New Member
United Kingdom
67 Posts |
Posted - 04 February 2009 : 14:07:20
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Jane,
Thanks for your thoughts.
Scott |
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sott1967
New Member
United Kingdom
67 Posts |
Posted - 05 February 2009 : 18:08:03
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just wondering if anyone has a similar story to me and if so what bru/bro did you get, plus come on guy's having read my story give me your best guess on what will happen to me (length of bru/bro etc) i'm a big boy i can take it and won't hold you to it just have a guess. you all have better idea than me and you have my full details (nothing left out).
thanks
Scott |
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sott1967
New Member
United Kingdom
67 Posts |
Posted - 19 February 2009 : 10:25:59
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Wow,
Now i am scared.
Just told my story as detailed in this post to another bankruptcy solicitor/company and they said they could not really help as they are sure it would be viewed as fraud and not appropriate for them, prison could also not be ruled out.
Now i am terrified, they say the main reason is that most of the credit card debt was taken out so recently and with cash withdrawls upto 8k used to fund my gambling addiction it was a very serious situation indeed in which the credit card companies would almost certainly prosecute.
Can anybody tell me if this is possible because just when i thought there was a light at the end of the tunnel this happens and i feel sick with worry again.
I really am finished with gambling now and have been attending GA for the past few weeks now.
HELP HELP HELP !! sorry for shouting feel like crying really.
Scott
Just when |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 19 February 2009 : 10:38:43
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I would definitely recommend that you get a second opinion. Contact one of the experts who posts on here (their details are in the experts section on the left), or give the helpline a call.
Just out of interest who was it you spoke to?
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
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sott1967
New Member
United Kingdom
67 Posts |
Posted - 19 February 2009 : 10:52:52
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"debt free future", just did a web search and up they popped 0800 number. To be honest not sure if i was talking to an expert or just call centre staff but they were not very interested and flippent with me to say the least, completely opposite to Paul from reviva who was most helpful and reasurring when i spoke to him, but it has certainly got me scared again. There is absolutely no way i would want to risk any form of prosecution due to the impact it would have on my children.
Any thoughts please anyone.
Thanks
Scott |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 19 February 2009 : 11:09:13
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If I were you I would phone Paul and have another chat with him.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
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what a mess please help ?
