when we go bancrupt my husband will loose his income so he will be getting a job and will therefore need the car to get to work. because this is the case do i put down that we own the car or that my parents own it?
from what you have said it seems clear that your parents do not own the car. If they gave the money to you then you own it. If the money was put into ajoint account and purchased from there then your husband could own it.
what sort of job does hubby do that he would loose his job?
There is no reason to believe that he cannot continue as self employed afterwards.
I have a number of taxi drivers ( currently 6 clients / businesses ) who have been able to retain cars on HP during bankruptcy because it is slightly different for them. Additionally the cars are usually in negative equity because of mileage and the finance companies don't want them back.
The real issues with running a taxi business in bankruptcy are:-
trading name & bank account value of assets ( radios etc ) cashflow for running repairs etc
Might be worth speaking to an expert to discuss the possibility of continuing in the business.
If you are going to run the business until the day you go to court then you need to put each of the financed vehicle details on the form where it asks you to list vehicles and then finance for the vehicle.
If you are looking to conclude the business it would make more sense to sort this out first, hand the cars back and include any shortfall in the unsecured creditors list.