That is a good price Hitman - a 1 bed maisonette in my road is £750 a month!
Confused, a domestic break is another way of putting a holiday. I must admit I put holiday on the forms!
I put £10 a month for breakdown cover, but it really depends what you are spending on it.
An IPA is an Income Payment Agreement. If you have more than £100 surplus income a month (after all your outgoings) you will be expected to pay a percentage of that into an IPA - 50%-70%, depending how much is available. There is a table in my blog showing how much you could expect to pay.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.