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Senior Member

1030 Posts

Posted - 18 October 2008 :  21:11:23  Show Profile  Reply with Quote
That should be ok then for the rent. The housekeeping's a tough one really. Maybe try £260 or so? Maybe even a little bit more?? How does that sound?

C. x

Edited by - BankruptC on 18 October 2008 21:13:03
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Starting Member

44 Posts

Posted - 20 October 2008 :  09:34:29  Show Profile  Reply with Quote
Thanks very much guy’s – I have taken your comments and amended my figures.

Few questions – what does domestic break mean in the allowances? How much would you include for break down cover? And very silly question but can come explain exactly what an IPA is?
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forum expert

United Kingdom
3290 Posts

Posted - 20 October 2008 :  10:08:37  Show Profile  Reply with Quote
That is a good price Hitman - a 1 bed maisonette in my road is £750 a month!

Confused, a domestic break is another way of putting a holiday. I must admit I put holiday on the forms!

I put £10 a month for breakdown cover, but it really depends what you are spending on it.

An IPA is an Income Payment Agreement. If you have more than £100 surplus income a month (after all your outgoings) you will be expected to pay a percentage of that into an IPA - 50%-70%, depending how much is available. There is a table in my blog showing how much you could expect to pay.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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Starting Member

44 Posts

Posted - 20 October 2008 :  10:17:49  Show Profile  Reply with Quote
Thanks Skippy - that makes sense now :-)
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Starting Member

44 Posts

Posted - 20 October 2008 :  16:08:16  Show Profile  Reply with Quote
Has anyone expenditure allowances ever been greatly reduced? I am single living at home so very nervous that they will questions me more
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Average Member

United Kingdom
566 Posts

Posted - 20 October 2008 :  16:22:29  Show Profile  Reply with Quote
I was only allowed £185 housekeeping for a single person, I did put down £370 for two people and the OR halved it! Seems people are getting alot more!

Your pet costs seem high, I was only allowed £20 for pet costs, thats food etc.

But then if you don't ask you don't get!

As long as you can prove your costs you will be fine.

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Starting Member

44 Posts

Posted - 20 October 2008 :  16:40:31  Show Profile  Reply with Quote
Thanks Maizie i will have to claim single person. Hope they will allow for my dog - the insurance is the cheapest i can get for him due to his illnesses.
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Junior Member

United Kingdom
344 Posts

Posted - 20 October 2008 :  17:05:31  Show Profile  Reply with Quote
As long as you can evidence anything with regards to your expendture if asked by the OR then they may be leanient towards you.
As Maizie has said if you dont ask you dont get.
Best of luck

Take Care

Jo x

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

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Starting Member

44 Posts

Posted - 21 October 2008 :  09:32:50  Show Profile  Reply with Quote
Thanks Jo x
Told my b/f last night - he was amazing :-)
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