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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 08 September 2008 :  19:02:21  Show Profile  Reply with Quote
Hi Turborat

I would stop using the credit cards and also not pay the unsecured debts. That will allow you to get the monies together for the fees.

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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turborat
Junior Member

289 Posts

Posted - 08 September 2008 :  19:09:17  Show Profile  Reply with Quote
How do I stop paying an unsecured loan which comes out monthly? Do I just cancel the direct debit???
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John
New Member



United Kingdom
73 Posts

Posted - 08 September 2008 :  19:32:49  Show Profile  Reply with Quote
Hi

Absolutely

www.Bankruptcyhelp.org.uk
0800 078 9367
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turborat
Junior Member

289 Posts

Posted - 08 September 2008 :  19:42:53  Show Profile  Reply with Quote
If I go BR at the beg of the month but take my wages from my acct just before, how do I go about paying mortgage etc the next month with the removed wages or don't I need to worry paying off secured debts & bills if BR?? Sorry to be a pain!!
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 08 September 2008 :  21:07:46  Show Profile  Reply with Quote
Hi turborat

Secured debts r not included in BR they only become unsecured once say the property has been repossesed.

By the time the next months mortgage and loans etc are due on the secured debts u should have set up a new account to do your dd's from and like me can reset them up.
I did, now im payin arrears back but i chose to get my fees sorted that way.
U get your new wages paid into the new account.

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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