If I go BR at the beg of the month but take my wages from my acct just before, how do I go about paying mortgage etc the next month with the removed wages or don't I need to worry paying off secured debts & bills if BR?? Sorry to be a pain!!
Secured debts r not included in BR they only become unsecured once say the property has been repossesed.
By the time the next months mortgage and loans etc are due on the secured debts u should have set up a new account to do your dd's from and like me can reset them up. I did, now im payin arrears back but i chose to get my fees sorted that way. U get your new wages paid into the new account.