I have tried the suggestions to make my supervisor responsible but they have said ‘they are not responsible to retain funds for bankruptcy’. I had forgotten about modifications to the agreement that I signed. In the terms it says:
1.11 Funds need not be retained for the petition of the debtor’s bankruptcy.
1.12 Should contributions become 3 months in arrears, not necessarily consecutively, or should they fall below the specified level, this shall be a breach of the arrangement and the Supervisor shall immediately arrange a meeting of creditors for the purpose of deciding if and how the arrangement should proceed.
Could anyone help I feel at a loss now. Thanks John
OK - if I had known that there were creditor modifications I would not have wasted your time on this thread. They are right and you will need to fund your own bankruptcy costs if that is the way you decide to proceed.