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 I have been to court and am now bankrupt,
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Starting Member

United Kingdom
28 Posts

Posted - 08 May 2014 :  18:00:26  Show Profile  Reply with Quote
Sadly these days it is not only credit applications that companies use CRA's to search. Better deals on Utilities, Mobile phone, Mortgages, I even know of a couple of companies that check with CRA's when applying for a job!

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United Kingdom
4590 Posts

Posted - 08 May 2014 :  18:11:13  Show Profile  Reply with Quote
Now retired so that's not likely to affect me and I'm more than happy with my utility company and mobile phone company.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant

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forum expert

United Kingdom
3290 Posts

Posted - 08 May 2014 :  21:35:38  Show Profile  Reply with Quote
The BR is more of an issue than defaults on credit files. I got approved for a credit card once the BR had dropped off but before my files were clear.

View my blog at http://skippy13.blogs.iva.co.uk/

The more I have to do with humans the more I think that the world would be a better place if it was run by animals.

Last IPA payment made on 28th June 2010. I'm proof that you can go BR and come out the other side.
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