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 bankruptcy postbag for august
 will I end up in prison, I am so worried.
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Almost there
Junior Member



United Kingdom
288 Posts

Posted - 08 October 2008 :  09:24:20  Show Profile  Reply with Quote
Who is the best person to speak to Jo and I will give them a call later? I know everyone is great on here but I need a bit of a sympathetic ear at the moment. What do you think the worst scenario would be in my case? Take care. Sandie x
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 08 October 2008 :  09:27:49  Show Profile  Reply with Quote
Hi Sandie

Call the 0800 078 9367 number and ask them to call you back. I am not sure have you spoken to Julian before about this, if not just ask for someone to call you and take it from there.
Each case is different and you need advice based purely on your individual circumstances and i really think you should get in touch with the helpline.
They will call you back, and let us know how things go.

Keep smiling and keep posting

LOL

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Almost there
Junior Member



United Kingdom
288 Posts

Posted - 13 October 2008 :  20:58:01  Show Profile  Reply with Quote
Just thought I would tell you about my day, my boss spoke to me today and told me he is putting me on the payroll, it seems the sensible thing to do, as I am worried when I do go BR the OR will think it strange that I have so much debt with such a small income, and I could not tell the OR about a cash in hand job, so as of this month, it will all be above board, I shall be worse off and have even less money coming in and will probably have to give up the job after my BR, as it might not be worth my while after I have paid everything out, I only work 14 hours a week. Anyway I told my boss that I wanted to talk privately to him and when I got into his office I could not stop crying, and I told him about my pending BR, he was very sympathetic, and gave me a great big hug, it certainly released some of the tension as I have not opened up to anyone apart from on this site. He said, would it make you feel better if I told you that I owe about half a million, well, that made my £27,000 look very small. I still feel very down and wish I could go BR earlier and not have to wait 3 months, I just want to get it over with. I will ring the helpline this week, tried last week, but I was out when John called back. Am feeling very tearful and am crying at the least little thing. Thank you for this site and for listening to me. Incidently I work for a credit control company, bit of a joke really!!!Sandie x
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 15 October 2008 :  13:07:14  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Sandie,

Try not to worry. BR can be a very liberating experience. Just take it one day at a time and you'll be fine!

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367

Edited by - JulianDonnelly on 15 October 2008 16:25:41
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 15 October 2008 :  15:15:11  Show Profile  Reply with Quote
Hi Sandie

As Julian has said take it one day at a time and it will all come good in the end.

Please take care and dont forget where we are.

Jo x

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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