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 bankruptcy postbag for july
 Going Bankrupt 9th May
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m and v
Average Member

United Kingdom
760 Posts

Posted - 03 June 2008 :  16:12:51  Show Profile  Reply with Quote
Glad you have got it over and done with Joozee!
Now you can start a fresh!

I will never work out how creditors think - mine rejected a £25k lump sum when I was in my IVA - all they have been paid is about £2500 from my IVA payments! Madness!

Oh well - here's to the future!!!

Vicki x
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Junior Member

United Kingdom
325 Posts

Posted - 03 June 2008 :  16:53:36  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Creditors do the strangest things sometimes!


Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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Junior Member

199 Posts

Posted - 18 July 2008 :  11:42:41  Show Profile  Reply with Quote
Hi everyone, not posted for a while. Things are settling down now after making myself bankrupt. I have agreed my IPA and they start next month. I am able to keep my car that was worth £2700 becuase I need it for work.

The only thing remaining is my house, my share in which is going to be offered to my other half to buy me out.

We need to get the house valued and send it to them. I was just wondering the best way to do this? I got an estate agent to come round but they have valued it quite high in my opinion. Are there special independant valuers that will be able to do it or should I just try a few and be more explicit with the situiation?

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Senior Member

1191 Posts

Posted - 18 July 2008 :  21:31:02  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
Make sure that you ask for the valuation to be undertaken on a forced sale basis rather than open market.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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Starting Member

United Kingdom
18 Posts

Posted - 12 December 2008 :  10:34:38  Show Profile  Reply with Quote
My partner and I have got into a lot of debt our house has negative equity, we have contacted cccs and the way forward for us is bankruptcy,the forms look daunting, would you advise we should contact someone to help complete them? and will we both need to go to court with the petition?

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