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| indy2005 |
Posted - 24 May 2008 : 00:18:48
Hi,
I have been paying 8% into a cmpany pension scheme and have an annual window to change this contirbution (up or down) in 10 days.
Should I reduce it? I have been paying 8% for 12 months, prior to that it was 6%.
What I dont want to happen is for the OR to say I am paying in too much and force me to reduce the payment or take the extra 2% out of spare income. I cant go to work and change my contribution after the window closes, and this could be awkward if I have to approach them. Dont want to bump it down unecessarily though.
Thanks
i |
| 4 L A T E S T R E P L I E S (Newest First) |
| indy2005 |
Posted - 25 May 2008 : 13:41:15
Thanks,
By which point I will have missed my window to make a change and this will have to come out of residual income I am guessing.
regards
i |
| melanie_giles |
Posted - 24 May 2008 : 22:06:37
My apologies - I misread your post. I would leave the pension as it is until you are bankrupt, then wait and see what the OR has to say.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
| indy2005 |
Posted - 24 May 2008 : 01:09:18
Hi,
I am asking if I should reduce it not increase it. I dont want to be forced to decrease it if deemed too high (i havent ramped it up prior to bankcruptcy, but increased last may from 6 to 8%).
Regards
i |
| melanie_giles |
Posted - 24 May 2008 : 00:48:59
Personally I would not increase your pension contribution so soon to declaring yourself bankrupt.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
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