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Screensize: 640 x 480 800 x 600 1024 x 768 1280 x 1024 UserName: Password: Format Mode: Basic  Help  Prompt  Format: Font Andale Mono Arial Arial Black Book Antiqua Century Gothic Comic Sans MS Courier New Georgia Impact Lucida Console Script MT Bold Stencil Tahoma Times New Roman Trebuchet MS Verdana   Size 1 2 3 4 5 6   Color Black Red Yellow Pink Green Orange Purple Blue Beige Brown Teal Navy Maroon LimeGreen Message: * HTML is OFF * Forum Code is ON Smilies [quote][i]Originally posted by Trolly-Dolly[/i] [br]Hello Everyone, I'm new over here after 4 weeks on the IVA board. After exploring that route it is now apparrant that we cant afford an IVA and that my husbands work is not secure enough. I'm talking to Melanie tomorrow about BR and would just like to be as prepared as possible when I go through the facts with her. Just looking at our I&E sheet that was pit together for our IVA. I missed a couple of things out and wondered if they could be added. Somehow I doubt it, but if you dont ask........... 1. Pre-school costs. We have a 3 year old who gets 5 free sessions a week free. I forgot to add our 6 month old though. She wont be going for another 18 months (when she is 2), but when she does it will be about £88 pm for one year (£19.50 per week/3 x £6.50 sessions) until she qualifies for a free place. This is cheaper than paying a childminder or nursery fees. 2. Bit of a strange one, but once a year in the Summer (like now) we maintain and re-do our sons grave. This entails cleaning stone, laying new gravel stones (small stones that rest on the memorial), laying new soil to prevent sinking and planting new flowers for the year. We usually spend about £50 doing this. Would this come out of housekeeping budget? Many thanks everyone and glad I found this site. [/quote]   Check here to include your profile signature.