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T O P I C R E V I E W
ivan.r
Posted - 23 June 2008 : 19:01:05 I have been discharged for nearly 18 months. How will this affect my ability to obtain a mortgage. I have never defaulted on a repayment in the past.
2 L A T E S T R E P L I E S (Newest First)
melanie_giles
Posted - 23 June 2008 : 22:42:32 Hi there and welcome to the forum
DM is right - but you can expect to be penalised on interest rate whilst you still have an adverse credit rating I am afraid.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
Trolly-Dolly
Posted - 23 June 2008 : 19:07:01 I think you can still get one, but will have to pay a higher rate of interest. Over on IVA.co.uk there was a list of mortgage brokers who were sympathetic to people who had been in IVAs or made BR.
