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 bankruptcy postbag for june
 a mortgage after being discharged ?		  New Topic  Reply to Topic
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ivan.r
Junior Member

170 Posts
Posted - 23 June 2008 :  19:01:05  Show Profile  Reply with Quote
I have been discharged for nearly 18 months. How will this affect my ability to obtain a mortgage. I have never defaulted on a repayment in the past.

Trolly-Dolly
Average Member



591 Posts
Posted - 23 June 2008 :  19:07:01  Show Profile  Reply with Quote
I think you can still get one, but will have to pay a higher rate of interest. Over on IVA.co.uk there was a list of mortgage brokers who were sympathetic to people who had been in IVAs or made BR.
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melanie_giles
Senior Member



1191 Posts
Posted - 23 June 2008 :  22:42:32  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
Hi there and welcome to the forum

DM is right - but you can expect to be penalised on interest rate whilst you still have an adverse credit rating I am afraid.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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