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T O P I C R E V I E W
pathtofreedom
Posted - 30 January 2010 : 08:51:25 We were declared BR on 8 Jan and I have just renewed my car insurance. I am supposed to tell them that I am now BR. If so am I to tell other companies that I have direct debits with for Home ins, phone etc???
Thanks
4 L A T E S T R E P L I E S (Newest First)
Housing
Posted - 31 January 2010 : 10:09:57 Hi
I think the issue with some firms (Aviva et al) is that they are scared of installments being missed.
Truth is we are more likely to ensure that they are paid!!
Horrible thing prejudice
Good luck, Richard
"Life is generally something that happens elsewhere" (Alan Bennett - author and one of my best heroes!!)
debtrider
Posted - 30 January 2010 : 19:43:10 Cannot understand for the life of me, why being a bankrupt should make the slightest difference in getting car insurance.
The only problem I can foresee is if you want to pay your car insurance over instalments.
Debtrider
Richard P
Posted - 30 January 2010 : 12:57:36 hi path to freedom
I was caught out on this one... Aviva (Norwich Union) cancelled my insurance without telling me, they now state that it was a computer error and the policy should not have been cancelled. if i do not believe the argument that it was a computer error, the only information they had received was that my wife had gone BR and she was only a named driver on the policy
They did on renewal date put the policy upto £505 (from £265). they did the same for houshold insurance massive hike bye bye green army
check the small print on each motor insurance document some companies are BR friendly. I have now informed my policy providers that i am BR and it has not been a problem.
some insurance companies will use any excuse NOT to pay a claim, so for the price of a phone call and a few minutes on the phone it may be worth your time in the long run.
regards Richard
gettingoutofdebt
Posted - 30 January 2010 : 09:00:49 You should check your insurance policies as some car/home insurance polices do have a BR clause.
You are only obliged to tell companies that you are BR if you are applying for credit of £500 or more or if you are asked. Some companies will continue to insure you but won't let you pay by DD.
