HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 archive
 Forum Questions
 Hi, everyone! I have been made bankrupt yesteday

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
tania.a Posted - 19 March 2010 : 04:12:08
Hi, everyone! I have been made bancrupt yesteday by Manchester Civil Justice Centre. Everything went very smoothly and in 20 min I was a free person again. I have got a call from my OR in the afternoon. OR told me that he was going to write to my current and previous lanlords. Any idea what he is going to write them about?
5   L A T E S T    R E P L I E S    (Newest First)
Housing Posted - 19 March 2010 : 19:55:42
Hi,

Please do not worry. As a tenant of a local authority you are what is known as a "secure tenant". That means what is says - you are secure for life in effect as long as you abide by the rules set out in your tenancy agreement - normally, to pay the rent when due and to behave in a "tenant like" manner - in other words do not cause any problems.

You have no need to worry I am sure of that.

Why not do as I suggested and get a copy of your tenancy agreement and rent account to the OR - they are not likely to want to know any more.

Good luck, Richard

quote:
Originally posted by william210968

Hi!
For last 2.5 years I rent council flat and I have all rent statements, but before I rented a few houses from private lanlords and I do not have any receipts left to proof that I paid. I am affraid that one of the lanlords might say that I did not pay I did not depart on good grounds. We have a few arguments about lanlord's responsibility to repair his house during my tenancy and I suspected that I would not receive my deposit back so I just outlive it and the lanlord was not happy about it. Do you think I will have any problem?
Top question was from me as well I do not know why it was posted with my name




"There are no problems - only solutions"
Melanie.n Posted - 19 March 2010 : 15:41:35
The OR has a duty to write to your landlord to discover whether there are any rent arreas. Have a word with them and perhaps if you can provide evidence of payment and tenancy agreement they may not do so, but they do contact on all cases. I have never known of anyone have a problem with a landlord however if they have received a letter, most landlords are only conerned that their rent is received in full and on time

Melanie Nicholas
29 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
william210968 Posted - 19 March 2010 : 15:23:06
Hi!
For last 2.5 years I rent council flat and I have all rent statements, but before I rented a few houses from private lanlords and I do not have any receipts left to proof that I paid. I am affraid that one of the lanlords might say that I did not pay I did not depart on good grounds. We have a few arguments about lanlord's responsibility to repair his house during my tenancy and I suspected that I would not receive my deposit back so I just outlive it and the lanlord was not happy about it. Do you think I will have any problem?
Top question was from me as well I do not know why it was posted with my name
Housing Posted - 19 March 2010 : 13:51:21
Hi

You may wish to pre empt the OR by offering up your current tenancy agreement and statement showing the rent is up to date. This may avoid the OR contacting the landlord.

That having been said, unless there is an express clause in the agreement regarding BR, then you are perfectly safe in your tenancy.

Just as a matter of interest are you a tenant in the public sector (council or RSL) or in the private sector (AST)?

Good luck Richard

"There are no problems - only solutions"
debtinfo Posted - 19 March 2010 : 07:34:04
normally they want a copy of the tennancy agreement and to see if you have any arrears

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06