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 Hi, everyone! I have been made bankrupt yesteday
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tania.a
Starting Member



1 Posts

Posted - 19 March 2010 :  04:12:08  Show Profile  Visit tania.a's Homepage  Reply with Quote
Hi, everyone! I have been made bancrupt yesteday by Manchester Civil Justice Centre. Everything went very smoothly and in 20 min I was a free person again. I have got a call from my OR in the afternoon. OR told me that he was going to write to my current and previous lanlords. Any idea what he is going to write them about?

debtinfo
forum expert



2826 Posts

Posted - 19 March 2010 :  07:34:04  Show Profile  Reply with Quote
normally they want a copy of the tennancy agreement and to see if you have any arrears
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 19 March 2010 :  13:51:21  Show Profile  Reply with Quote
Hi

You may wish to pre empt the OR by offering up your current tenancy agreement and statement showing the rent is up to date. This may avoid the OR contacting the landlord.

That having been said, unless there is an express clause in the agreement regarding BR, then you are perfectly safe in your tenancy.

Just as a matter of interest are you a tenant in the public sector (council or RSL) or in the private sector (AST)?

Good luck Richard

"There are no problems - only solutions"
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william210968
Starting Member

6 Posts

Posted - 19 March 2010 :  15:23:06  Show Profile  Reply with Quote
Hi!
For last 2.5 years I rent council flat and I have all rent statements, but before I rented a few houses from private lanlords and I do not have any receipts left to proof that I paid. I am affraid that one of the lanlords might say that I did not pay I did not depart on good grounds. We have a few arguments about lanlord's responsibility to repair his house during my tenancy and I suspected that I would not receive my deposit back so I just outlive it and the lanlord was not happy about it. Do you think I will have any problem?
Top question was from me as well I do not know why it was posted with my name

Edited by - william210968 on 19 March 2010 15:26:05
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Melanie.n
forum expert



United Kingdom
1282 Posts

Posted - 19 March 2010 :  15:41:35  Show Profile  Reply with Quote
The OR has a duty to write to your landlord to discover whether there are any rent arreas. Have a word with them and perhaps if you can provide evidence of payment and tenancy agreement they may not do so, but they do contact on all cases. I have never known of anyone have a problem with a landlord however if they have received a letter, most landlords are only conerned that their rent is received in full and on time

Melanie Nicholas
29 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 19 March 2010 :  19:55:42  Show Profile  Reply with Quote
Hi,

Please do not worry. As a tenant of a local authority you are what is known as a "secure tenant". That means what is says - you are secure for life in effect as long as you abide by the rules set out in your tenancy agreement - normally, to pay the rent when due and to behave in a "tenant like" manner - in other words do not cause any problems.

You have no need to worry I am sure of that.

Why not do as I suggested and get a copy of your tenancy agreement and rent account to the OR - they are not likely to want to know any more.

Good luck, Richard

quote:
Originally posted by william210968

Hi!
For last 2.5 years I rent council flat and I have all rent statements, but before I rented a few houses from private lanlords and I do not have any receipts left to proof that I paid. I am affraid that one of the lanlords might say that I did not pay I did not depart on good grounds. We have a few arguments about lanlord's responsibility to repair his house during my tenancy and I suspected that I would not receive my deposit back so I just outlive it and the lanlord was not happy about it. Do you think I will have any problem?
Top question was from me as well I do not know why it was posted with my name




"There are no problems - only solutions"
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