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T O P I C R E V I E W
David.tn	Posted - 24 June 2010 : 08:50:50 I declared bankruptcy in May 2004 and it was discharged in May 2005. I've just received a copy of my credit report and some of the debts that were included in the bankruptcy are still showing as having an outstanding balance month on month, after 6 years. Would you know if this is right? Can the companies I owed money to keep them on there indefinitely? Or do I have a right to ask them to have these removed from my credit record? Thanks for your help. :-)
2 L A T E S T R E P L I E S (Newest First)
gettingoutofdebt	Posted - 24 June 2010 : 11:00:13 The debts should only stay on your credit file for 6 yrs from the BR date so they should be removed. There is a template you can use at http://forums.moneysavingexpert.com/showthread.php?t=677875
Richard P	Posted - 24 June 2010 : 10:21:06 hi david you will need to send them a copy of your bankruptcy and or discharge letter, they should be removed by now. you may have to put aside half a day to talk to all of the banks. good luck regards Richard

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