HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 archive
 Forum Questions
 discharged a few weeks ago I need some advice

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
gdc Posted - 25 June 2010 : 18:02:47
Hi,
I was discharged a few weeks ago but need some advice. I had several joint accounts including mortgage etc with my soon to be ex-wife. I have gone bankrupt and been discharged but she has yet to go bankrupt. As I am trying to make a clean break do I need to ensure that my name is taken off all accounts that were joint or will this be done automatically at the time of bankruptcy. I am trying to start a new life and do not wish to be financially associated with my ex and so wish to ensure I am doing everything possible as I have had numerous letters to my new house addressed to her even though she has never lived at this address. So following this do I also need to write to the credit reference agencies and inform them of the situation?
Thanks in advance for any help that you give. It is much appreciated
1   L A T E S T    R E P L I E S    (Newest First)
gettingoutofdebt Posted - 26 June 2010 : 07:59:09
Your name will still be on the joint accounts but the creditors will now be chasing your wife for the debts rather than you. You can take your name off any joint credit agreements by disassociating yourself from your wife.

The Experian credit agency have an online form that you can complete (http://www.experian.co.uk/contactforms/consumer_onlinedisassociation.html) and the other credit agencies (Equifax and CallCredit) will probably have similar forms.

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06