Hi, I was discharged a few weeks ago but need some advice. I had several joint accounts including mortgage etc with my soon to be ex-wife. I have gone bankrupt and been discharged but she has yet to go bankrupt. As I am trying to make a clean break do I need to ensure that my name is taken off all accounts that were joint or will this be done automatically at the time of bankruptcy. I am trying to start a new life and do not wish to be financially associated with my ex and so wish to ensure I am doing everything possible as I have had numerous letters to my new house addressed to her even though she has never lived at this address. So following this do I also need to write to the credit reference agencies and inform them of the situation? Thanks in advance for any help that you give. It is much appreciated
Your name will still be on the joint accounts but the creditors will now be chasing your wife for the debts rather than you. You can take your name off any joint credit agreements by disassociating yourself from your wife.