HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post

 All Forums
 New Questions
 Forum Questions
 Renting before declaring BR

Note: You must be registered in order to post a reply.
To register, click here. Registration is FREE!

Screensize:
UserName:
Password:
Format Mode:
Format: BoldItalicizedUnderlineStrikethrough Align LeftCenteredAlign Right Horizontal Rule Insert HyperlinkInsert EmailInsert Image Insert CodeInsert QuoteInsert List
   
Message:

* HTML is OFF
* Forum Code is ON
Smilies
Smile [:)] Big Smile [:D] Cool [8D] Blush [:I]
Tongue [:P] Evil [):] Wink [;)] Clown [:o)]
Black Eye [B)] Eight Ball [8] Frown [:(] Shy [8)]
Shocked [:0] Angry [:(!] Dead [xx(] Sleepy [|)]
Kisses [:X] Approve [^] Disapprove [V] Question [?]

 
Check here to subscribe to this topic.
   

T O P I C    R E V I E W
newstart2010 Posted - 29 June 2010 : 20:50:27
I'm a little bit confused about the issue of renting a property. My house is in negative equity and following a seperation can not meet the mortgage payments so am happy to leave the property. I have found a property to rent which is all going through at the moment as i was advised to do this before starting BR proceedings. I am currently 1 year into an IVA but that was set before my seperation. The question i have is do i list my mortgage payment and my rent on the BR forms? Also, i haven't contacted my mortgage company yet, do i tell them when i've left the property?
Also (sorry) I need to apply for housing benefit towards my rent but there is a question do you own a property? In theory i do but won't eventually, do i state that i do and will this prevent me getting the benefit?
1   L A T E S T    R E P L I E S    (Newest First)
Richard P Posted - 29 June 2010 : 22:41:09
Hi New start

welcome to the forum, sorry to read about your plight

1) speak to your IVA provider what can they do to help ?
2) you going BR will also have an effect on ex, if you are still speaking make ex aware of plans, noth really need time to plan BR
3)you must wait three months of non payment to get a certificate of failure
4)Do not rush to move out of residential property, use the rent free and mortgage payment free period to fund your bankruptcy and if appropriate expert advice.(i would recomend a call to an expert )
5)visit the local council and ask to speak to the on call/ duty housing officer

regards Richard

bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06