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T O P I C R E V I E W
debs1007
Posted - 09 November 2010 : 17:29:25 Hello
I needs some advise
I have a old loan debt with LTSB which was part of an IVA I entred in 2006. At that time I opened a bank account with Halifax which my wages are paid into.
My IVA failed in 2008 as I was unable to afford the repayments and I am currently trying to save the money to go bankrupt. I have checked my credit file and there is nothing posted from the IVA to state it failed and the summary balance showed I owed nothing?
Also I have not heard from any of my creditors since my IVA failed.
But what is worrying me is the Halifax & LTSB merger and wondered if LTSB will see I'm a Halifax customer and freeze my account, will I have to open another bank account somewhere else to have my wages paid into?
Any advise would be greatly recieved Thank you
3 L A T E S T R E P L I E S (Newest First)
Viki.W
Posted - 09 November 2010 : 19:40:53 Probably not, but to be on the safe side get the cashminder open now and then you know your money will be safe.
Posted - 09 November 2010 : 19:03:22 Thank you Viki
Unfortunately I haven't saved the fee for bankruptcy yet but was wondering if the Halifax & LTSB merger will effect me at all?
Viki.W
Posted - 09 November 2010 : 18:11:33 Hi debs1007,
You will need to open a bankruptcy friendly account before the court date, I advise you open a Co-operative Bank Cashminder account. Get everything changed over, income, benefits and d/ds before you declare bankruptcy.
