I have a old loan debt with LTSB which was part of an IVA I entred in 2006. At that time I opened a bank account with Halifax which my wages are paid into.
My IVA failed in 2008 as I was unable to afford the repayments and I am currently trying to save the money to go bankrupt. I have checked my credit file and there is nothing posted from the IVA to state it failed and the summary balance showed I owed nothing?
Also I have not heard from any of my creditors since my IVA failed.
But what is worrying me is the Halifax & LTSB merger and wondered if LTSB will see I'm a Halifax customer and freeze my account, will I have to open another bank account somewhere else to have my wages paid into?
You will need to open a bankruptcy friendly account before the court date, I advise you open a Co-operative Bank Cashminder account. Get everything changed over, income, benefits and d/ds before you declare bankruptcy.
IVA failed in 2006 As I was unable to afford payments
Posted - 09 November 2010 : 17:29:25
