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Skint101 |
Posted - 27 January 2011 : 20:41:28 Hi everyone.
I would apprciate it if you could tell me if this looks ok?
Household Information[/b] Number of adults in household........... 2 Number of children in household......... 1 Number of cars owned.................... 2 Monthly Income Details Monthly income after tax................ 930 Partners monthly income after tax....... 1032 Benefits................................ 130 Other income............................ 0 Total monthly income.................... 2092 Monthly Expense Details Mortgage................................ 674 Secured/HP loan repayments.............. 0 Rent.................................... 0 Management charge (leasehold property).. 0 Council tax............................. 96 Electricity............................. 50 Gas..................................... 68 Oil..................................... 0 Water rates............................. 42 Telephone (land line)................... 13 Mobile phone............................ 40 TV Licence.............................. 12 Satellite/Cable TV...................... 12 Internet Services....................... 30 Groceries etc. ......................... 400 Clothing................................ 80 Petrol/diesel........................... 130 Road tax................................ 26 Car Insurance........................... 100 Car maintenance (including MOT)......... 30 Car parking............................. 0 Other travel............................ 0 Childcare/nursery....................... 69 Other child related expenses............ 0 Medical (prescriptions, dentist etc).... 30 Pet insurance/vet bills................. 14 Buildings insurance..................... 10 Contents insurance...................... 10 Life assurance ......................... 0 Other insurance......................... 0 Presents (birthday, christmas etc)...... 20 Haircuts................................ 15 Entertainment........................... 0 Holiday................................. 80 Emergency fund.......................... 50 Total monthly expenses.................. 2101
Assets Cash.................................... 0 House value (Gross)..................... 105000 Shares and bonds........................ 0 Car(s).................................. 4850 Other assets............................ 0 Total Assets............................ 109850
Secured & HP Debts Description....................Debt......Monthly.. .APR Mortgage...................... 111500...(674)......7.9 Total secured & HP debts...... 111500....-.........- Unsecured Debts Description....................Debt......Monthly.. .APR Total unsecured debts..........0.........0.........-
Monthly Budget Summary Total monthly income.................... 2,092 Expenses (including HP & secured debts). 2,101 Available for debt repayments........... -9 Monthly UNsecured debt repayments....... 0 Amount short for making debt repayments. -9 Personal Balance Sheet Summary Total assets (things you own)........... 109,850 Total HP & Secured debt................. -111,500 Total Unsecured debt.................... -0 Net Assets.............................. -1,650
Thanks |
3 L A T E S T R E P L I E S (Newest First) |
Viki.W |
Posted - 28 January 2011 : 11:01:42 Hi Skint101,
If that's what you spend then it's fine, apart from satellite and birthday presents, they will need to be deleted. Also pop on your SOA what you need internet for eg, work purposes, school studies. Emergency fund needs to be £30 not £50.
Viki Warbrooke Vincent Bond & Co If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
Skippy |
Posted - 28 January 2011 : 10:36:40 Hi, sorry this was missed last. Hopefully one of the experts will pick it up shortly. Things have changed recently and I don't want to give you the wrong information.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
Skint101 |
Posted - 28 January 2011 : 09:01:08 Please could someone look at this for me? Thanks. |
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