| T O P I C R E V I E W |
| Shell58 |
Posted - 25 August 2011 : 18:45:20
Hi, could anyone tell me the approximate timescales after the interview with the OR. How quickly do they take your things on HP (for example washing machine)and how quickly do you start paying your IPA ? Thanks Shell
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| 7 L A T E S T R E P L I E S (Newest First) |
| Shell58 |
Posted - 04 September 2011 : 19:13:58
Hi Viki,
Thank you so much for your reply, you have helped me enormously.
Thanks once again
Shell x
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| Viki.W |
Posted - 04 September 2011 : 19:08:54
Hi Shell,
I would get yourself into rented accomodation first. Just ignore creditors, don't answer the phone and put all letters to one side.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
| Shell58 |
Posted - 04 September 2011 : 17:31:59
Thank you for your replies. I am trying to work out what is best to do. I know I have to save the 700 for BR and I know I will have to give up our home which may break even in paying off the mortgage and secured loan if I am lucky. I have been advised to stop paying creditors to do this but not sure how long I will be able to keep them at bay while I save enough for a bond and rent in advance. I am wondering if it is best to go BR quickly but don't know how I will save to go in private rented if the 3 year payments start immediately. Sorry to sound a dope.
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| xmas baby |
Posted - 30 August 2011 : 16:12:43
Hi Shell,
I declared myself bankrupt on 6th March 2009 and started my IPA 3 months later in June 2009, if that helps. It can take a while for them to arrange an IPA in some cases.
xmas baby |
| Niobe |
Posted - 25 August 2011 : 21:46:16
I've no ideal on that one I'm afraid.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| Shell58 |
Posted - 25 August 2011 : 20:00:26
Thank you Jan, do you know how long it is before I will have to make IPA payments after my interview ? x
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| Niobe |
Posted - 25 August 2011 : 19:17:39
Hi,
The OR won't be taking your IP items from you. I doubt the original company will either as it will cost them too much money for little return if they sell them.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
