| T O P I C R E V I E W |
| Angie |
Posted - 06 September 2011 : 19:46:45
Hello
I was discharged from bankruptcy in May 2009 after 6 months. Declared myself. For bank loan and credit card.
Re finance questions for security vetting.
Do I answer YES OR NO to the following questions:
Thank you Angie
Have you had a loan arrangement
terminated by a bank/building
society/finance house?
Have you had a credit/charge
card withdrawn?
Are you in arrears with any
existing loan/mortgage/hire purchase
agreement?
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| 9 L A T E S T R E P L I E S (Newest First) |
| Niobe |
Posted - 09 September 2011 : 19:59:19
Be totally honest about your BR. You may find that they will want to talk to you about it further. I work for a Midlands Police force and I know this is what happens there.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| debtinfo |
Posted - 09 September 2011 : 19:58:59
Nowdays bankruptcy is not a bar to the police (it used to be), given how detailed the questions are i think that it is more to do with making sure that everything is out in the open so that nothing can be used against you in future |
| Angie |
Posted - 09 September 2011 : 19:48:31
Met Police! |
| debtinfo |
Posted - 08 September 2011 : 22:44:53
Out of interest what is the getting for |
| Angie |
Posted - 08 September 2011 : 22:12:32
Why do they want to know all this?
More further questions:
Have your had any Court action
taken against you for any debt?
Have you been party to a
voluntary agreement registered
with the County Court?
Has a County Court / Tribunal
Judgement been made against you?
If YES, has this been cleared? *
Have you had repossession
proceedings commenced
against you?
I take it I can answer NO to all the above and YES to those below.
Have you ever been registered
bankrupt?
If YES, have your bankruptcy
debts been discharged? *
Thanks ever so everyone! |
| Niobe |
Posted - 07 September 2011 : 23:11:55
You could answer no to the arrears part, but not the rest.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| debtinfo |
Posted - 07 September 2011 : 21:58:23
its really a decision for you to make, you could perhaps argue that technicaly the question does not cover you on that one but the first one seems to have a past tense implication but the intent of the question seems fairly clear |
| Angie |
Posted - 07 September 2011 : 21:48:27
Are you in arrears with any
existing loan/mortgage/hire purchase
agreement?
Is this particular question not PAST TENSE (after bankruptcy). Should I answer NO to this one?? If they have been written off through bankruptcy do they still exist?? [existing]??
Many thanks Angie |
| Niobe |
Posted - 06 September 2011 : 22:37:01
I would think that you would have to answer yes as your loans/cards etc will have been terminated due to the BR and you will, at some point, have been in arrears with loan agreements.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
