Hello I was discharged from bankruptcy in May 2009 after 6 months. Declared myself. For bank loan and credit card. Re finance questions for security vetting. Do I answer YES OR NO to the following questions: Thank you Angie
Have you had a loan arrangement terminated by a bank/building society/finance house?
Have you had a credit/charge card withdrawn?
Are you in arrears with any existing loan/mortgage/hire purchase agreement?
I would think that you would have to answer yes as your loans/cards etc will have been terminated due to the BR and you will, at some point, have been in arrears with loan agreements.
Follow through Make your dreams come true Don't give up the fight You will be alright 'Cause there's no one like you in the universe
Are you in arrears with any existing loan/mortgage/hire purchase agreement?
Is this particular question not PAST TENSE (after bankruptcy). Should I answer NO to this one?? If they have been written off through bankruptcy do they still exist?? [existing]?? Many thanks Angie
its really a decision for you to make, you could perhaps argue that technicaly the question does not cover you on that one but the first one seems to have a past tense implication but the intent of the question seems fairly clear
Nowdays bankruptcy is not a bar to the police (it used to be), given how detailed the questions are i think that it is more to do with making sure that everything is out in the open so that nothing can be used against you in future
Be totally honest about your BR. You may find that they will want to talk to you about it further. I work for a Midlands Police force and I know this is what happens there.
Follow through Make your dreams come true Don't give up the fight You will be alright 'Cause there's no one like you in the universe
Security vetting. Do I answer YES or NO ?
Posted - 06 September 2011 : 19:46:45
