| T O P I C R E V I E W |
| kath |
Posted - 16 September 2011 : 20:57:06
OH PLEASE HELP..... I have 2 mortgages with my soon to be ex husband. I am on benefits and live in rented accomodation. We have been seperated over 2 years. He lives in the matrimonial house and the other is rented out. I want to remarry but I am worried if my husband defaults on the mortgage on the matrimonial house that it will effect me and my new husband. My home with my new husband in time will have no mortgage on it but I would like to be on the title deeds in time! Both houses with my soon to be ex are in serious negative equity! I dont know what to do and my ex wont speak to me about it. He avoids everything. Would bankruptcy help me out of this???? Please help this is pure hell! The matrimonial house is in Northern Ireand and the rented house in Scotland. I want to cut all ties but the mortgage companies wont release me from the mortgages. What can I do??? |
| 7 L A T E S T R E P L I E S (Newest First) |
| Widge |
Posted - 08 October 2011 : 17:14:09
I would be interested to see what happened here. I am divorced from my ex-husband and still can't get off two joint mortgages even though my circumstances have changed considerably since my divorce i.e. redundancy, can't pay debts, bankruptcy, got work at quarter of the salary that the mortgage company took into account when setting up the mortgage. |
| Skippy |
Posted - 20 September 2011 : 20:31:27
If you have a look at the experts' section (left hand side of the page) you will find the contact details for the experts who post on the forum.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| kath |
Posted - 20 September 2011 : 20:10:13
who would i speak too? |
| Skippy |
Posted - 20 September 2011 : 19:55:21
Hi Kath, it would be worth you speaking to an expert who can go through your situation in depth and advise you.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| kath |
Posted - 20 September 2011 : 19:51:07
Can anyone help me with this please? |
| kath |
Posted - 17 September 2011 : 17:25:55
I have an unsecured loan of 5000 in my own name which is just manageable.
My main concern is not being able to be released from this mortgages and in time once I have remarried my ex will efect me and my new husband by defaulting.
Dont know what to do. If I go bankrut will that release me from my liability with these 2 houses? I want out of this asap!
Appreciate your help |
| Viki.W |
Posted - 16 September 2011 : 22:03:54
Hi Kath,
Do you have any unsecured debts that you are struggling with or just the mortgages?
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
