| T O P I C R E V I E W |
| Paul.bm |
Posted - 31 March 2012 : 15:21:23
what is a non priority AEO? will it affect my credit rating for a mortgage? im currently being deducted money each month from my pay. |
| 7 L A T E S T R E P L I E S (Newest First) |
| Paul.bm |
Posted - 02 April 2012 : 12:50:29
Thanks, im waiting for my credit report which will hopefully clear it up. il keep you posted of outcome.
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| Skippy |
Posted - 02 April 2012 : 11:55:43
An Attachment of Earnings Order isn't recorded on your credit file. However, if this relates to a CCJ, default etc this will be recorded and have an effect on your credit rating.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
| mydebtpages |
Posted - 02 April 2012 : 11:35:33
Actually, I don't think Attachment of Earnings Orders are held by Credit Reference Agencies.
If there is an underlying County Court Judgment (CCJ) this will be recorded, but a court action which was not a money claim (and hence did not give rise to a CCJ) will not be recorded.
So you may find Paul that your AEO has no effect on your credit rating at all. The sure way to check is to pull your file from all the Credit Reference Agencies by getting your statutory credit reports for £2 each.
Regards
- MyDebtPages
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| Niobe |
Posted - 01 April 2012 : 13:59:13
Unfortunately it may well impact on your credit rating.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
| Paul.bm |
Posted - 01 April 2012 : 11:43:32
Thanks for help, I lost a court case with an ex and we were told to discuss what i owe reasonably, i never heard anything and now 12 months later a non priority attachment of earning has started coming out of my pay at £100 a month. Ive ordered my credit rating. will this prevent me getting any credit for 6 years? if i settled the debt would that help ( not sure can afford to)
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| debtinfo |
Posted - 31 March 2012 : 16:05:59
I presume you mean Attachment of Earnings Order, also presumably if you have one then you have defaulted on your debt which will be recorded on your creditfile for 6 years from the date of the default |
| Niobe |
Posted - 31 March 2012 : 15:38:35
Hi and welcome.#
I'm afraid I've no idea what an AEO is. Can you furnish us with some more details please?
Hopefully one of the experts will be able to advise.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
