I presume you mean Attachment of Earnings Order, also presumably if you have one then you have defaulted on your debt which will be recorded on your creditfile for 6 years from the date of the default
Thanks for help, I lost a court case with an ex and we were told to discuss what i owe reasonably, i never heard anything and now 12 months later a non priority attachment of earning has started coming out of my pay at £100 a month. Ive ordered my credit rating. will this prevent me getting any credit for 6 years? if i settled the debt would that help ( not sure can afford to)
Actually, I don't think Attachment of Earnings Orders are held by Credit Reference Agencies.
If there is an underlying County Court Judgment (CCJ) this will be recorded, but a court action which was not a money claim (and hence did not give rise to a CCJ) will not be recorded.
So you may find Paul that your AEO has no effect on your credit rating at all. The sure way to check is to pull your file from all the Credit Reference Agencies by getting your statutory credit reports for £2 each.
An Attachment of Earnings Order isn't recorded on your credit file. However, if this relates to a CCJ, default etc this will be recorded and have an effect on your credit rating.
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.